Refinance your mortgage with
Karen Pacheco
Looking to refinance your mortgage? You have several options that are available to you when you are thinking about refinancing such as:
- Getting out of your current mortgage contract early
- Adding a home equity line of credit
- Pay off high interest debt
- Blend & extend your mortgage with your current lender.
Refinancing
Getting out of your current mortgage contract early can help you save money over time.
Lower interest rates
When you refinance your mortgage, you can refinance up to 80% of the value of your home minus the current outstanding mortgage balance. Access to these additional funds can help with home renovations, investment opportunities and/or your children’s education.
Access your home equity
Mortgage rates and home equity line of credits often offer lower interest rates than credit cards. Pay off your debt faster by refinancing your mortgage.
Debt consolidation
As a mortgage specialist, I will work with you to make sure you get the most when refinancing your mortgage!
We care about our clients.
Trusted by more than 500 homeowners
We care about our clients.
Trusted by more than 500 homeowners

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Karen assisted me with the refinancing of my home. She was very helpfull, responsive and got me a great rate. I Highly reccomend her services for your next mortage!
Glen Orr
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My wife and I would like to thank you once again for the great work you did in helping us purchase our new home . On very short notice you did an incredible job. Thank you so much.
Tony O'Connor
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I highly recommend Karen Pacheco and I honestly cannot say this enough. Her customer service is extraordinary and consistent from start to finish. Anytime I had a question Karen would provide a timely answer. If you are looki
Bill Marples
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Karen was absolutely phenomenal to work with! We had never gone with a Mortgage Broker before, and Karen was patient with all of our questions, found us the best rates possible, and ended up saving us money in the long run.
Krysta Wilson
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We love Karen and highly recommend her to anyone looking to buy a house! She is informative, knowledgeable, professional and trustworthy. We got immediate replies when we had questions and she kept us updated through the ent
Amy Mack
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Karen and Mortgage Architects are very professional people and a team. I did not have to wait long once sending a message through the website, Karen was very polite, knowledgable and understanding towards my needs. I highly
Tim Reid
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I barely write a review unless people deserve it. Thank you so much Karen for all your help. I dealt with two mortgage brokers before Karen so I experienced the difference among them. Karen is professional, act fast and well
Edward Aganan
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Karen was referred to us by a friend of ours and we are so grateful to have dealt with her! She was very prompt at replying to every message even during late hours in the evening which made us feel important. Honest broker an
Catherine Borling
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Karen helped make the task of arranging a mortgage painless and simple. We built our first house and weren't sure of the mortgage process and she made it beyond simple. She answered any and all questions quickly and in a very
Josh Doucette
Karen Pacheco - Mortgage Architects