There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals have access to multiple mortgage lenders which include Canada's largest banks, credit unions, trust companies, and financial institutions only available through the mortgage broker channel. As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their specific needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or debt consolidation purposes, or your current mortgage is simply up for renewal, it's important that you are making an educated mortgage decision.
