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Checklist of Documents Needed for a Mortgage in Canada

Buying a new home is always an exciting time, but it can also become stressful. While there are many things to think about, your mortgage application is one of the most important things to think about. A mortgage requires a…

What’s the Difference Between a Mortgage Broker and a Realtor ?

When you are planning to buy a home, there are many things that you must consider. One of the most important is how much money it will take for you to purchase your home. This is where mortgage brokers and…

House keychain on a calculator

Why Use a Mortgage Broker Instead of a Bank?

Did you know that despite the pandemic, people are buying homes at a record speed? In Canada, more than half of adults ages 25 to 35 own their homes and a quarter of those individuals bought their property during the pandemic. One tool…

Should You Do Business With A Mortgage Broker Or With A Bank?

When it comes to buying a property, doing business with a mortgage broker should be a ‘’no brainer’’ except if you have some kind of deal with your bank institution. In fact, mortgage brokers have a lot more options when…

The Impact of COVID-19 on the Mortgage Industry

We can all agree that the situation surrounding the COVID-19 pandemic has increased uncertainty over the economy, employment, and finances. As of May 2020, the employment rate jumped to 13.7% causing serious financial stress for many Canadians. For the real…